Digitvant Microfinance Bank – We offer a comprehensive digital banking experience, featuring savings, loans, fund transfers, and online payments via our website and App. Our platform allows customers to manage their finances efficiently and access a wide range of personalised services to meet evolving needs.Job Summary
The Deposit Mobilization Officer is responsible for driving the acquisition of deposit funds from both new and existing clients, including individuals, SMEs, cooperatives, and corporate entities.
This role is focused on developing and maintaining long-term relationships that support the organization’s funding goals, particularly in a digital or microfinance environment.
Key Responsibilities
Develop and implement strategies to attract fixed deposits, savings, and other liability products from retail and institutional clients.
Identify, engage, and convert potential depositors through field visits, networking, referrals, partnerships, and digital campaigns.
Build strong relationships with high-net-worth individuals (HNIs), businesses, cooperatives, religious and professional bodies, etc.
Cross-sell deposit products and ensure consistent customer engagement to retain funds.
Maintain updated knowledge of industry deposit rates and competitor offerings to position the organization competitively.
Ensure all deposit mobilization activities comply with internal policies and regulatory requirements.
Track deposit performance and prepare periodic reports on targets, leads, conversions, and renewals.
Coordinate with internal teams (e.g., operations, compliance, and marketing) to ensure seamless onboarding and satisfaction of deposit clients.
Requirements
Minimum of an OND in Accounting, Business Administration, Economics, Marketing and any other related field.
At least 2 years experience in Deposit Mobilization, Marketing or Sales especially in the Finance industry.
Excellent communication and persuasion skill
Strong networking ability.
Strong negotiation skill
Self-motivated and target driven.
Key Competencies:
Goal-oriented and highly motivated
Strong interpersonal and persuasion skills
Market knowledge and customer insight
Digital literacy and CRM tool proficiency
Integrity and customer trust management
Strategic thinking and problem-solving.
