Kredete is a personal finance company that’s focused on helping everyone in Africa make financial progress. We believe that when it comes to money, everyone deserves a chance to succeed. That’s why we offer a range of tools and personalized recommendations designed to help people make the most off their money – no matter where they’re starting from. With Kredete, anyone can access the financial resources they need to get ahead.We are seeking a highly skilled and experienced Reconciliation Analyst with a strong background in financial operations and reconciliation processes. In this role, you will be responsible for overseeing and managing the reconciliation of complex financial transactions across multiple platforms, banks, and partners. Your expertise will help ensure financial accuracy, mitigate risk, and support strategic decision-making within the finance function.
What You Will Do:
Oversee daily, weekly, and monthly reconciliation of bank accounts, payment gateways, wallets, loan portfolios, and internal systems.
Identify, investigate, and resolve reconciliation discrepancies promptly.
Coordinate with finance, product, operations, and technology teams to resolve complex transaction issues.
Ensure compliance with regulatory and internal control standards across all reconciliation activities.
Prepare and deliver reconciliation reports to management, highlighting key trends and anomalies.
Maintain thorough documentation of reconciliation processes, variances, and corrective actions.
Lead improvements in reconciliation tools, processes, and automation strategies.
Support external audits and regulatory examinations with necessary documentation and reporting.
Who You Are:
Bachelor’s degree in Accounting, Finance, Economics, or a related field – a Masters degree, professional certification and/or membership is a plus.
5 – 7 years’ experience in Reconciliation, Accounting, Auditing or financial operations preferably within a fintech, lending institution, or bank.
Strong knowledge of financial systems, digital payment processes, banking operations, and reconciliations.
Proven experience with high volume, multicurrency cross-border transactions, and chargeback.
High proficiency in Microsoft Excel/Google Sheets, SQL for financial analysis.
High experience with accounting software and reconciliation tools.
Strong organizational skills and accurate attention to detail.
Analytical mindset and critical thinker
Strong attention to detail, organizational skills, and ability to manage multiple priorities.
Nice to Have
Experience working with API-based transaction platforms or digital wallets.
Previous experience scaling processes or a team in a high-growth financial environment or startup
Knowledge of Fraud detection and mitigation
What We Offer:
Rewarding Pay
Team bonuses and office-based perks
Premium HMO Plan
Professional development and an opportunity to work with a team that is changing the financial future of Africa and immigrants globally.
